Effective Date: April 22, 2026

We may collect the following information when you use our services:

• Name, email address, and contact information 
• Business and financial information provided by you 
• Payment details (processed through third-party providers) 
• Website usage data (cookies, analytics) 

We use your information to:

• Provide and manage our services 
• Communicate with you regarding consultations and services 
• Process payments 
• Improve our website and service experience 

We do not sell or rent your personal information.

We may share information with:

• Trusted third-party service providers (payment processors, software platforms) 
• Legal authorities if required by law 

We take reasonable measures to protect your information. However, no system is completely secure, and we cannot guarantee absolute security.

We use third-party tools (such as payment processors and software platforms). 

Their privacy policies govern how your data is handled within those systems.

Our website may use cookies and analytics tools to improve user experience and understand website activity.

You may request to:

• Access your personal data 
• Correct or update your information 
• Request deletion of your data 

We may update this Privacy Policy at any time. Updates will be posted on this page with a revised effective date.

For questions regarding this Privacy Policy:

Umber Financial
consult@umberfinancial.com

The information provided by Umber Financial is for general financial organization and bookkeeping support purposes only.

We do not provide legal, tax, or investment advice.

Any decisions made based on information provided through our services are your responsibility.

Nothing on this website or within our services should be interpreted as:

• Legal advice 
• Tax advice 
• Investment advice 

You should consult with a licensed professional for those matters.

We do not guarantee:

• Financial outcomes 
• Profit increases 
• Business performance results 

Our services are designed to improve financial clarity and accuracy, not to guarantee specific results.

All outcomes depend on:

• The accuracy of the information you provide 
• Your business decisions 
• External market conditions 

You agree not to rely solely on our services for critical financial decisions without consulting appropriate licensed professionals.